Prequalify for a loan

Tips from Sunhaven Realty - Your US Virgin Islands Real Estate Team

Start your process before arriving on island. You'll be way ahead of the game. We are in a sellers market now, and houses that are "priced right" can get snapped up very quickly.

Don't do yourself a disservice by not knowing how much you can really afford and if you find your dream home you'll be ready to make an offer that the seller can accept if the "offer" is right. Many sellers here will not accept an offer without a pre-qualified buyer.

You can prequalify right here - online. Listed below are links to the major mortgage lenders here. Most stateside banks will not provide a loan on a property that is out of "reach."  Should you plan on spending any time here in our islands, you probably want to establish a relationship with a local bank anyways.

Consider the following resources before you start the process:

Tips for Prequalification and About your FICO score

Our local banks are First bank, ScotiaBank, and  Banco Popular. You can also establish a loan with Merrill Lynch particularly if you already have an account with them. The real estate market in the US Virgin Islands has become very competitive and more and more options are available for financing your dream property. The list below is by know means final, so alwasy check back for additional mortgage facilities.

First Bank       Scotia Bank       Banco Popular     Merrill Lynch

Sunhaven Realty serving St. Thomas, St. John, St. Croix US Virgin Islands